Show Your Employees and Members You Care!
"When They Do Better Financially, Your Organization Does Better"
A Financially Well Team.
A Better Business and Organization.
Financial wellness is about helping your employees and members learn how to manage their money.
Guess what, money is an important part of life. And when your employees or members have money problems at home, it’s tough to keep them from spilling over at work, at church, or your group or organization.
You can help by offering your employees or members financial wellness education.
Financial wellness benefits are an important part of a compensation plan. There are many benefits to your organization and your employees or members.
With our program, your employees or members can learn the skills they need to stick to a budget, get out of debt, save for the future, and build lasting wealth.
Guess what, money is an important part of life. And when your employees or members have money problems at home, it’s tough to keep them from spilling over at work, at church, or your group or organization.
You can help by offering your employees or members financial wellness education.
Financial wellness benefits are an important part of a compensation plan. There are many benefits to your organization and your employees or members.
With our program, your employees or members can learn the skills they need to stick to a budget, get out of debt, save for the future, and build lasting wealth.
Key insights on living paycheck to paycheck
- More than 1 in 3 workers (34 percent) say they are living paycheck to paycheck. That means they have little to no money left over for savings after covering their monthly expenses.
- Nearly 6 in 10 Americans (59 percent) are uncomfortable with their level of emergency savings. That’s up from 2023, according to Bankrate’s 2024 Annual Emergency Savings Report.
- 42% of Americans have less than $1,000 in savings as of 2022.
- The average American savings account balance is $4,500.
- Between 1959-2022, the average U.S. savings rate has been 8.96%.
- The average household savings rate in the U.S. was only 5.1% in the second half of 2022. (From Zippa)
Financial wellness isn't just good for employees or members. It's good for your business, church or non-profit.
Employers value financial wellness programs for supporting their workforce and creating a productive, engaged, and loyal team. These programs result in benefits such as increased productivity, lower healthcare costs, and reduced employee turnover and absenteeism. Investing in employees' financial well-being empowers individuals and strengthens the organization as a whole.
- Increased productivity—employees accomplish more in less time.
- Lower healthcare costs— you pay less in healthcare premiums.
- Increased on-time retirement—More staff retire as originally planned.
- Reduced turnover—Fewer employees leave the company.
- Reduced absenteeism—employees take fewer unplanned days off.
Financial wellness that pays off. A great ROI for your organization
What's the ROI of a financial wellness program?
A financial wellness program helps reduce employee stress, increased productivity, and lower turnover rates. Nearly 75% of adults reported being stressed about money at least some of the time, while 22% reported extreme stress over money in the past month.
Employees who are financially stressed out are more likely to spend time at work trying to find a solution to financial problems. According to Price Waterhouse Cooper, 39% of employees spend at least three hours each week either thinking about or dealing with financial problems at work
There are many savings for your organization including:
A financial wellness program helps reduce employee stress, increased productivity, and lower turnover rates. Nearly 75% of adults reported being stressed about money at least some of the time, while 22% reported extreme stress over money in the past month.
Employees who are financially stressed out are more likely to spend time at work trying to find a solution to financial problems. According to Price Waterhouse Cooper, 39% of employees spend at least three hours each week either thinking about or dealing with financial problems at work
There are many savings for your organization including:
- Increased productivity
- Lower healthcare costs
- Increased on-time retirement
- Reduced turnover
- Reduced absenteeism
Great Tools Your Employees or Members To Use And Do Better Financially!
Articles
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Debt Tracker
Unlock financial freedom with our 'Debt Tracker' feature – seamlessly integrated for personalized guidance.
Explore our articles page for practical insights and expert perspectives on personal and professional growth.
Budgeting
Take control of your finances with our full-featured budgeting app.
Calculators
Supercharge your financial decisions with our library of financial calculators.
Coaching and support
Unlock personalized guidance and support with our coaching services.
Debt Tracker
Unlock financial freedom with our 'Debt Tracker' feature – seamlessly integrated for personalized guidance.